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Michelle Paxton

NMLS# 831343Residential Loan Officer

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About

Michelle Paxton has been helping people achieve their lending goals since 2001. Her depth of experience gives her a unique knowledge of the mortgage lending process and allows her to help clients navigate every step with confidence and clarity. Whether someone is buying their first home, refinancing or purchasing an investment property, Michelle takes the time to understand their goals and tailor solutions that fit both their immediate needs and long-term plans.

Michelle thrives on building relationships. She enjoys hosting homebuyer seminars throughout the Sacramento area, teaching financial education and meeting one-on-one with families. Outside of work, she enjoys California's changing seasons and spends time water skiing or snow skiing whenever possible.

Featured

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Veterans, you deserve a home.

Veteran Administration (VA) Loans offer competitive rates for military veterans, active and former service members, surviving spouses and retirees. Our experts understand VA loans and will support you in your homebuying journey.

Veterans Home Loans
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Build your dream home.

Building or renovating your home is easier than ever with our All-in-One Custom Construction Loan. Short term construction, renovation costs and permanent financing are rolled into one loan with one set of closing costs.

Home Construction Loans
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Your home can help you achieve your dreams,

Have major expenses on the horizon, like a remodel or college tuition? As a homeowner you can borrow against the equity in your home while keeping your first mortgage intact. Ask us how a fixed-rate second mortgage can help.

Home Equity Loan

Services

Purchase
Refinance
Cash-Out Refinance
Down Payment Assistance
Pre-Qualification
Pre-Approval
Mortgage Rates
Fixed Rate Loans
Adjustable Rate Loans
Vacation/Second Homes
Investment Properties
Land Loans
Home Equity Line Of Credit (Heloc)
Community Land Trust

Mortgage Calculators

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Mortgage Calculator

Enter your loan amount and interest rate to calculate your estimated monthly payment.

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Rent vs. Buy a Home

The decision to buy a home is an important one. Our Rent vs. Buy Calculator helps you weigh your options.

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15 vs. 30 Year Mortgage

Paying less interest vs. having a lower monthly payment. There’s much to consider when it comes to the length of your loan.

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Mortgage Refinance

Interest rates are just one factor in determining if a refinance is right for you.