Marlene Santos

NMLS# 633599Residential Loan Officer

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About

Since 1999, Marlene Santos has been helping people in Northern California buy or refinance a home with confidence. She knows the homebuying process can be overwhelming – especially for first-time homebuyers—and she's made it her mission to be available and responsive. Whether it's a phone call or a quick e-mail while she's visiting family, Marlene is known for going above and beyond for her clients. She considers herself a "go-to person," and has built her reputation for service by being honest, upfront and genuine—values she carries into every client relationship.

Marlene is an avid traveler and has visited many countries around the world. She loves seeing new places and meeting people from all walks of life, making her role as a loan officer the perfect fit.

Ready to connect and learn about homeownership? Give Marlene a call today.

Featured

A woman smiling and holding a cutout of a house

Find the right fit

Conventional loans are the most popular because they come in all shapes and sizes including fixed- and adjustable-rates, with flexible down payment requirements and varied terms from 10-30 years.

Conventional Home Loans

Two people walking through a house under construction

Build your dream home

Building or renovating your home is easier than ever with our All-in-One Custom Construction Loan. Short term construction, renovation costs and permanent financing are rolled into one loan with one set of closing costs.

Custom Construction Loans

Your home can help you achieve your dreams

Homeowners can borrow against the equity in their homes while keeping their first mortgage in-tact. A fixed-rate second mortgage can help with consolidating higher-interest debt or paying big expenses like a home remodel, college education or a second/vacation home.

Second Mortgage

* Subject to credit approval and limited to properties located in Washington, Oregon, Idaho or California. View a list of Banner Bank'sMortgage Loan Originators National Mortgage Licensing System ID numbers.