As a resident of Northern California, and a part of the financial and mortgage industry for more than 50 years, Steve Heath knows how new opportunities can be both exciting and challenging. Over the years, he has helped many people through the homebuying and financing process, whether they're buying for the first time, building a dream home or exploring all their options.
Using superior customer service and straightforward advice, he enjoys helping his clients discover what's possible. He also enjoys his other important role: being a papa to triplet granddaughters. They're just one more way he's seeing how exciting new opportunities can be.
To learn more about your residential loan options, give Steve a call today.
Building or renovating your home is easier than ever with our All-in-One Custom Construction Loan. Short term construction, renovation costs and permanent financing are rolled into one loan with one set of closing costs.
Custom Construction LoansOur lot loan helps you buy the perfect spot for your future home. We can help you finance improved or unimproved land so you can build the home you want when the timing is right.
Lot LoansBecoming a well-informed buyer is important in the lending process. Our residential loan officers are here to help educate you on issues relating to homeownership through seminars and workshops.
Homebuyer EducationEnter your loan amount and interest rate to calculate your estimated monthly payment.
The decision to buy a home is an important one. Our Rent vs. Buy Calculator helps you weigh your options.
Paying less interest vs. having a lower monthly payment. There’s much to consider when it comes to the length of your loan.
Interest rates are just one factor in determining if a refinance is right for you.