As a resident of Northern California, and a part of the financial and mortgage industry for more than 50 years, Steve Heath knows how new opportunities can be both exciting and challenging. Over the years, he has helped many people through the homebuying and financing process, whether they're buying for the first time, building a dream home or exploring all their options.
Using superior customer service and straightforward advice, he enjoys helping his clients discover what's possible. He also enjoys his other important role: being a papa to triplet granddaughters. They're just one more way he's seeing how exciting new opportunities can be.
To learn more about your residential loan options, give Steve a call today.
Conventional loans are the most popular because they come in all shapes and sizes including fixed- and adjustable-rates, with flexible down payment requirements and varied terms from 10-30 years.
Conventional Home LoansFederal Housing Administration (FHA) loans have been helping people become homeowners since 1934. These loans offer favorable rates and low down payment requirements.
Government LoansIf you’ve never bought a home or haven’t owned one in recent years, let us walk you through the process. Our specialists will listen to you, explain the options and help you find the best home loan for your situation.
First-Time HomebuyersEnter your loan amount and interest rate to calculate your estimated monthly payment.
The decision to buy a home is an important one. Our Rent vs. Buy Calculator helps you weigh your options.
Paying less interest vs. having a lower monthly payment. There’s much to consider when it comes to the length of your loan.
Interest rates are just one factor in determining if a refinance is right for you.