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Stephen (Steve) Heath

NMLS# 237012Residential Loan Officer

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880 Cypress Ave
Redding, CA, 96001



As a resident of Northern California, and a part of the financial and mortgage industry for more than 50 years, Steve Heath knows how new opportunities can be both exciting and challenging. Over the years, he has helped many people through the homebuying and financing process, whether they're buying for the first time, building a dream home or exploring all their options.

Using superior customer service and straightforward advice, he enjoys helping his clients discover what's possible. He also enjoys his other important role: being a papa to triplet granddaughters. They're just one more way he's seeing how exciting new opportunities can be.

To learn more about your residential loan options, give Steve a call today.


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Find the right fit

Conventional loans are the most popular because they come in all shapes and sizes including fixed- and adjustable-rates, with flexible down payment requirements and varied terms from 10-30 years.

Conventional Home Loans
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Government loan options

Federal Housing Administration (FHA) loans have been helping people become homeowners since 1934. These loans offer favorable rates and low down payment requirements.

Government Loans
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Buy your first home

If you’ve never bought a home or haven’t owned one in recent years, let us walk you through the process. Our specialists will listen to you, explain the options and help you find the best home loan for your situation.

First-Time Homebuyers


Cash-Out Refinance
Down Payment Assistance
Mortgage Rates
Fixed Rate Loans
Adjustable Rate Loans
Vacation/Second Homes
Investment Properties
Land Loans
Home Equity Line Of Credit (Heloc)
Community Land Trust

Payment Calculators

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Mortgage Calculator

Enter your loan amount and interest rate to calculate your estimated monthly payment.

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Rent vs. Buy a Home

The decision to buy a home is an important one. Our Rent vs. Buy Calculator helps you weigh your options.

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15 vs. 30 Year Mortgage

Paying less interest vs. having a lower monthly payment. There’s much to consider when it comes to the length of your loan.

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Mortgage Refinance

Interest rates are just one factor in determining if a refinance is right for you.