Todd Vinther

NMLS# 713824Residential Loan Officer

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About

As a Residential Loan Officer serving Northern California since 1993, Todd Vinther helps clients navigate the mortgage loan process from start to finish, providing knowledge drawn from his extensive time in the business and the partnerships he's made.

Todd has collaborated extensively with local real estate experts for several decades, helping homebuyers align their budget and goals before and during the home shopping process. He balances insight with experience, and uses his knowledge to educate clients on what to expect along the way.

When he's not working with clients, Todd is likely out on the water. He's an avid sports fan who loves fly fishing in his spare time.

Ready to start your home buying or refinancing journey? Give Todd a call today.

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Government loan options

Federal Housing Administration (FHA) loans have been helping people become homeowners since 1934. These loans offer favorable rates and low down payment requirements.

Government Loans

A woman holding a chair in a living room full of boxes

Buy your first home

If you’ve never bought a home or haven’t owned one in recent years, let us walk you through the process. Our specialists will listen to you, explain the options and help you find the best home loan for your situation.

First-Time Homebuyers

Freedom from high interest rates

Refinancing is an ideal way to lower your monthly payment, finance home improvements and to consolidate your debt. Our specialists can help you determine if now is the right time to refinance.

Home Refinance

* Subject to credit approval and limited to residents of Washington, Oregon, Idaho or California, or current Banner Bank deposit clients. View a list of Banner Bank'sMortgage Loan Originators National Mortgage Licensing System ID numbers.