As a Residential Loan Officer serving Northern California since 1993, Todd Vinther helps clients navigate the mortgage loan process from start to finish, providing knowledge drawn from his extensive time in the business and the partnerships he's made.
Todd has collaborated extensively with local real estate experts for several decades, helping homebuyers align their budget and goals before and during the home shopping process. He balances insight with experience, and uses his knowledge to educate clients on what to expect along the way.
When he's not working with clients, Todd is likely out on the water. He's an avid sports fan who loves fly fishing in his spare time.
Ready to start your home buying or refinancing journey? Give Todd a call today.
Building or renovating your home is easier than ever with our All-in-One Custom Construction Loan. Short term construction, renovation costs and permanent financing are rolled into one loan with one set of closing costs.
Custom Construction LoansOur lot loan helps you buy the perfect spot for your future home. We can help you finance improved or unimproved land so you can build the home you want when the timing is right.
Lot LoansBecoming a well-informed buyer is important in the lending process. Our residential loan officers are here to help educate you on issues relating to homeownership through seminars and workshops.
Homebuyer EducationEnter your loan amount and interest rate to calculate your estimated monthly payment.
The decision to buy a home is an important one. Our Rent vs. Buy Calculator helps you weigh your options.
Paying less interest vs. having a lower monthly payment. There’s much to consider when it comes to the length of your loan.
Interest rates are just one factor in determining if a refinance is right for you.