Rich Molloy Professional Headshot

Rich Molloy

NMLS# 3796Residential Loan Officer

Apply Now

About

Rich Molloy is a seasoned residential lending expert, with more than 20 years of experience. During his time in the mortgage industry Rich has worked with a variety of loan products, and especially enjoys educating and helping clients successfully navigate their home loan needs. Rich values the opportunity to work directly with clients who want to purchase or refinance their home or build a new home from the ground up.

In his spare time, Rich enjoys spending time with his wife Lory and their three children. He also serves on the Mission Bay Youth Baseball Board of Directors and coaches youth baseball.

Contact Rich today to learn more about home loan options from Banner Bank.

Featured

Two people crouching looking at building plans.

Build your dream home

Building and renovating your home is easier than ever with our All-in-One Custom Construction Loan. Short-term construction, renovation costs and permanent financing are rolled into one loan with one set of closing costs.

Custom Construction Loans
A woman sitting on a couch smiling looking at a phone

Your home can help you achieve your dreams

Have major expenses on the horizon, like a remodel or college tuition? As a homeowner you can borrow against the equity in your home while keeping your first mortgage intact. Ask us how a fixed-rate second mortgage can help.

Second Mortgage
A man in scrubs walking alongside a woman.

Loans for frontline professionals

Our Community Heroes program helps frontline professions in fields like medical, military, law enforcement, education and fire careers by making financing more accessible and affordable. We’re honored to help those serving others become homeowners.

Community Heroes Loans

Services

Purchase
Refinance
Cash-Out Refinance
Down Payment Assistance
Pre-Qualification
Mortgage Rates
Fixed Rate Loans
Adjustable Rate Loans
Vacation/Second Homes
Investment Properties
Land Loans
Home Equity Line Of Credit (Heloc)
Community Land Trust

Payment Calculators

Blue and white calculator

Mortgage Calculator

Enter your loan amount and interest rate to calculate your estimated monthly payment.

The letter A with a down arrow and the letter B with an up arrow

Rent vs. Buy a Home

The decision to buy a home is an important one. Our Rent vs. Buy Calculator helps you weigh your options.

Craftsman style house with a chimney.

15 vs. 30 Year Mortgage

Paying less interest vs. having a lower monthly payment. There’s much to consider when it comes to the length of your loan.

A right hand open with a dollar bill floating above it.

Mortgage Refinance

Interest rates are just one factor in determining if a refinance is right for you.