Rich Molloy Professional Headshot

Rich Molloy Residential Loan Officer

NMLS# 3796
Residential Loan Officer

Address

5508 Balboa Ave
San Diego, CA, 92111

Phone

Rich Molloy Residential Loan Officer

NMLS# 3796

Address

5508 Balboa Ave
San Diego, CA, 92111

Phone

About

Rich Molloy is a seasoned residential lending expert, with more than 20 years of experience. During his time in the mortgage industry Rich has worked with a variety of loan products, and especially enjoys educating and helping clients successfully navigate their home loan needs. Rich values the opportunity to work directly with clients who want to purchase or refinance their home or build a new home from the ground up.

In his spare time, Rich enjoys spending time with his wife Lory and their three children. He also serves on the Mission Bay Youth Baseball Board of Directors and coaches youth baseball.

Contact Rich today to learn more about home loan options from Banner Bank.

Featured

  • A woman and a man holding a small chalkboard
    If you’ve never bought a home or haven’t owned one in recent years, let us walk you through the process. Our specialists will listen to you, explain the options and help you find the best home loan for your situation. And, you’ll be toasting your new home in no time.
  • A man holding up building plans to a woman and a man inside a partially-built house.
    Building or renovating your home is easier than ever with our All-in-One Custom Construction Loan. Short term construction, renovation costs and permanent financing are rolled into one loan with one set of closing costs. Land or lot purchase can be included.
  • A female firefighter placing a helmet on a young girl.
    Our Community Heroes program aims to counteract the rising cost of housing by making financing accessible and affordable for frontline professionals. We’re honored to help neighbors become homeowners.
* Subject to credit approval and limited to residents of Washington, Oregon, Idaho or California, or current Banner Bank deposit clients. View a list of Banner Bank's

Services

  • Purchase
  • Refinance
  • Cash-out Refinance
  • Down Payment Assistance
  • Pre-qualification
  • Pre-approval
  • Mortgage Rates
  • Fixed Rate Loans
  • Adjustable Rate Loans
  • Vacation/Second Homes
  • Investment Properties
  • Land Loans
  • Home Equity Line of Credit (HELOC)
  • Community Land Trust

Mortgage Calculators

  • Blue and white calculator
    Mortgage Calculator
    Enter your loan amount and interest rate to calculate your estimated monthly payment.
  • The letter A with a down arrow and the letter B with an up arrow
    Rent vs. Buy a Home
    The decision to buy a home is an important one. Our Rent vs. Buy Calculator helps you weigh your options.
  • Craftsman style house with a chimney.
    15 vs. 30 Year Mortgage
    Paying less interest vs. having a lower monthly payment. There’s much to consider when it comes to the length of your loan.
  • A right hand open with a dollar bill floating above it.
    Mortgage Refinance
    Interest rates are just one factor in determining if a refinance is right for you.