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Rich Molloy

NMLS# 3796Residential Loan Officer

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About

Rich Molloy is a seasoned residential lending expert, with more than 20 years of experience. During his time in the mortgage industry Rich has worked with a variety of loan products, and especially enjoys educating and helping clients successfully navigate their home loan needs. Rich values the opportunity to work directly with clients who want to purchase or refinance their home or build a new home from the ground up.

In his spare time, Rich enjoys spending time with his wife Lory and their three children. He also serves on the Mission Bay Youth Baseball Board of Directors and coaches youth baseball.

Contact Rich today to learn more about home loan options from Banner Bank.

Featured

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First-time homebuyer loans

If you’ve never bought a home or haven’t owned one in recent years, let us walk you through our many home buying programs. Contact us today – our specialists are ready to start this journey to homeownership together.

First-Time Homebuyer
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Answering your homebuying questions

Becoming a well-informed buyer is important. We make it simple. Our residential loan officers are here to answer your home financing questions and prepare you for homeownership through our seminars and workshops.

Homebuyer Education
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Your home can help you achieve your dreams

Have major expenses on the horizon, like a remodel or college tuition? As a homeowner you can borrow against the equity in your home while keeping your first mortgage intact. Ask us how a fixed-rate second mortgage can help.

Second Mortgage

Services

Purchase
Refinance
Cash-Out Refinance
Down Payment Assistance
Pre-Qualification
Mortgage Rates
Fixed Rate Loans
Adjustable Rate Loans
Vacation/Second Homes
Investment Properties
Land Loans
Home Equity Line Of Credit (Heloc)
Community Land Trust

Payment Calculators

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Mortgage Calculator

Enter your loan amount and interest rate to calculate your estimated monthly payment.

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Rent vs. Buy a Home

The decision to buy a home is an important one. Our Rent vs. Buy Calculator helps you weigh your options.

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15 vs. 30 Year Mortgage

Paying less interest vs. having a lower monthly payment. There’s much to consider when it comes to the length of your loan.

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Mortgage Refinance

Interest rates are just one factor in determining if a refinance is right for you.