
Phone
- Cell: (619) 807-7803
About
Rich Molloy is a seasoned residential lending expert, with more than 20 years of experience. During his time in the mortgage industry Rich has worked with a variety of loan products, and especially enjoys educating and helping clients successfully navigate their home loan needs. Rich values the opportunity to work directly with clients who want to purchase or refinance their home or build a new home from the ground up.
In his spare time, Rich enjoys spending time with his wife Lory and their three children. He also serves on the Mission Bay Youth Baseball Board of Directors and coaches youth baseball.
Contact Rich today to learn more about home loan options from Banner Bank.
Featured

First-time homebuyer loans
If you’ve never bought a home or haven’t owned one in recent years, let us walk you through our many home buying programs. Contact us today – our specialists are ready to start this journey to homeownership together.
First-Time Homebuyer
Answering your homebuying questions
Becoming a well-informed buyer is important. We make it simple. Our residential loan officers are here to answer your home financing questions and prepare you for homeownership through our seminars and workshops.
Homebuyer Education
Your home can help you achieve your dreams
Have major expenses on the horizon, like a remodel or college tuition? As a homeowner you can borrow against the equity in your home while keeping your first mortgage intact. Ask us how a fixed-rate second mortgage can help.
Second MortgageServices
Payment Calculators
Mortgage Calculator
Enter your loan amount and interest rate to calculate your estimated monthly payment.
Rent vs. Buy a Home
The decision to buy a home is an important one. Our Rent vs. Buy Calculator helps you weigh your options.
15 vs. 30 Year Mortgage
Paying less interest vs. having a lower monthly payment. There’s much to consider when it comes to the length of your loan.
Mortgage Refinance
Interest rates are just one factor in determining if a refinance is right for you.




