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Rich Molloy

NMLS# 3796Residential Loan Officer

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About

Rich Molloy is a seasoned residential lending expert, with more than 20 years of experience. During his time in the mortgage industry Rich has worked with a variety of loan products, and especially enjoys educating and helping clients successfully navigate their home loan needs. Rich values the opportunity to work directly with clients who want to purchase or refinance their home or build a new home from the ground up.

In his spare time, Rich enjoys spending time with his wife Lory and their three children. He also serves on the Mission Bay Youth Baseball Board of Directors and coaches youth baseball.

Contact Rich today to learn more about home loan options from Banner Bank.

Featured

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Veterans, you deserve a home.

Veteran Administration (VA) Loans offer competitive rates for military veterans, active and former service members, surviving spouses and retirees. Our experts understand VA loans and will support you in your homebuying journey.

Veterans Home Loans
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Build your dream home.

Building or renovating your home is easier than ever with our All-in-One Custom Construction Loan. Short term construction, renovation costs and permanent financing are rolled into one loan with one set of closing costs.

Home Construction Loans
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Your home can help you achieve your dreams.

Have major expenses on the horizon, like a remodel or college tuition? As a homeowner you can borrow against the equity in your home while keeping your first mortgage intact. Ask us how a fixed-rate second mortgage can help.

Home Equity Loan

Services

Purchase
Refinance
Cash-Out Refinance
Down Payment Assistance
Pre-Qualification
Mortgage Rates
Fixed Rate Loans
Adjustable Rate Loans
Vacation/Second Homes
Investment Properties
Land Loans
Home Equity Line Of Credit (Heloc)
Community Land Trust

Payment Calculators

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Mortgage Calculator

Enter your loan amount and interest rate to calculate your estimated monthly payment.

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Rent vs. Buy a Home

The decision to buy a home is an important one. Our Rent vs. Buy Calculator helps you weigh your options.

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15 vs. 30 Year Mortgage

Paying less interest vs. having a lower monthly payment. There’s much to consider when it comes to the length of your loan.

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Mortgage Refinance

Interest rates are just one factor in determining if a refinance is right for you.