Home Loans Central

NMLS# 439266

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About

Banner Bank's Home Loans Central team works virtually to assist our clients via phone and email. Our team of Residential Loan Officers are available by appointment or Monday through Friday from 8:00 a.m. to 5:00 p.m. Pacific Time.

Whether you are a first-time homebuyer, moving up or downsizing, refinancing, taking on a major renovation, or building a custom home, we are here to help. Contact us today and let's get started.

Featured

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Find the right fit

Conventional loans are the most popular because they come in all shapes and sizes including fixed- and adjustable-rates, with flexible down payment requirements and varied terms from 10-30 years.

Conventional Home Loans
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Build your dream home

Building or renovating your home is easier than ever with our All-in-One Custom Construction Loan. Short term construction, renovation costs and permanent financing are rolled into one loan with one set of closing costs.

Custom Construction Loans
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Your home can help you achieve your dreams

Homeowners can borrow against the equity in their homes while keeping their first mortgage in-tact. A fixed-rate second mortgage can help with consolidating higher-interest debt or paying big expenses like a home remodel, college education or a second/vacation home.

Second Mortgage

Services

Purchase
Refinance
Cash-Out Refinance
Down Payment Assistance
Pre-Qualification
Mortgage Rates
Fixed Rate Loans
Adjustable Rate Loans
Vacation/Second Homes
Investment Properties
Land Loans
Home Equity Line Of Credit (Heloc)
Community Land Trust

Payment Calculators

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Mortgage Calculator

Enter your loan amount and interest rate to calculate your estimated monthly payment.

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Rent vs. Buy a Home

The decision to buy a home is an important one. Our Rent vs. Buy Calculator helps you weigh your options.

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15 vs. 30 Year Mortgage

Paying less interest vs. having a lower monthly payment. There’s much to consider when it comes to the length of your loan.

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Mortgage Refinance

Interest rates are just one factor in determining if a refinance is right for you.