Banner Bank's Home Loans Central team works virtually to assist our clients via phone and email. Our team of Residential Loan Officers are available by appointment or Monday through Friday from 8:00 a.m. to 5:00 p.m. Pacific Time.
Whether you are a first-time homebuyer, moving up or downsizing, refinancing, taking on a major renovation, or building a custom home, we are here to help. Contact us today and let's get started.
Conventional loans are the most popular because they come in all shapes and sizes including fixed- and adjustable-rates, with flexible down payment requirements and varied terms from 10-30 years.
Conventional Home LoansBuilding or renovating your home is easier than ever with our All-in-One Custom Construction Loan. Short term construction, renovation costs and permanent financing are rolled into one loan with one set of closing costs.
Custom Construction LoansHomeowners can borrow against the equity in their homes while keeping their first mortgage in-tact. A fixed-rate second mortgage can help with consolidating higher-interest debt or paying big expenses like a home remodel, college education or a second/vacation home.
Second MortgageEnter your loan amount and interest rate to calculate your estimated monthly payment.
The decision to buy a home is an important one. Our Rent vs. Buy Calculator helps you weigh your options.
Paying less interest vs. having a lower monthly payment. There’s much to consider when it comes to the length of your loan.
Interest rates are just one factor in determining if a refinance is right for you.