Jeff Enrico began his residential mortgage lending career in Boise in 1999, giving him unique insights into all the ways the area has grown and changed. Using this experience, he delivers an insider's perspective on the local home financing process, along with advice on how national trends can affect decisions. Jeff appreciates that Banner Bank completes all underwriting "in-house," giving his clients a more focused and personalized experience.
Jeff is not only an Idaho native, he also lives in the same neighborhood he grew up in. Commitment to roots is important to him. He's a former president of the Idaho Mortgage Lender's Association, a graduate of Boise State University, and Veteran of the U.S. Navy. Jeff enjoys all that Idaho has to offer, including river runs, hiking, biking, motorcycling, skiing, and boarding.
Whether you're buying for the first time, building your dream home, purchasing an investment property or looking to access the equity in your home, reach out to Jeff. He can help you find the home loan solution that fits you best.
Federal Housing Administration (FHA) loans have been helping people become homeowners since 1934. These loans offer favorable rates and low down payment requirements.
Government LoansIf you’ve never bought a home or haven’t owned one in recent years, let us walk you through the process. Our specialists will listen to you, explain the options and help you find the best home loan for your situation.
First-Time HomebuyersRefinancing is an ideal way to lower your monthly payment, finance home improvements and to consolidate your debt. Our specialists can help you determine if now is the right time to refinance.
Home RefinanceEnter your loan amount and interest rate to calculate your estimated monthly payment.
The decision to buy a home is an important one. Our Rent vs. Buy Calculator helps you weigh your options.
Paying less interest vs. having a lower monthly payment. There’s much to consider when it comes to the length of your loan.
Interest rates are just one factor in determining if a refinance is right for you.