
Phone
- Cell: (541) 618-8249
About
When you love helping people achieve homeownership, it shows. For Residential Loan Officer Heather England, that passion shines through in every client interaction. A loan officer since 1993, Heather's knowledge runs deep. She is a land and new construction loan specialist who has also worked extensively with first-time homebuyers. She holds her Oregon State Notary Commission License, has assisted with appraiser education, and has experience utilizing down payment assistance programs to help low-to-moderate income families get into a home.
Heather's passion for helping others extends outside her professional life. She volunteers with Access Community Services in Medford, Ore. and is a blood drive volunteer with American Red Cross.
Give Heather a call today to explore all your home financing options.
Featured

First-time homebuyer loans
If you’ve never bought a home or haven’t owned one in recent years, let us walk you through our many home buying programs. Contact us today – our specialists are ready to start this journey to homeownership together.
First-Time Homebuyer
Answering your homebuying questions
Becoming a well-informed buyer is important. We make it simple. Our residential loan officers are here to answer your home financing questions and prepare you for homeownership through our seminars and workshops.
Homebuyer Education
Your home can help you achieve your dreams
Have major expenses on the horizon, like a remodel or college tuition? As a homeowner you can borrow against the equity in your home while keeping your first mortgage intact. Ask us how a fixed-rate second mortgage can help.
Second MortgageServices
Mortgage Calculators
Mortgage Calculator
Enter your loan amount and interest rate to calculate your estimated monthly payment.
Rent vs. Buy a Home
The decision to buy a home is an important one. Our Rent vs. Buy Calculator helps you weigh your options.
15 vs. 30 Year Mortgage
Paying less interest vs. having a lower monthly payment. There’s much to consider when it comes to the length of your loan.
Mortgage Refinance
Interest rates are just one factor in determining if a refinance is right for you.




