Loan officer Misty Winney has been assisting people with their banking needs since 2010. In 2020, she joined the Banner mortgage team, and uses her decades of client service experience to inform and guide homebuyers in making smart decisions about their future. Helping people achieve their dream of homeownership is important to Misty. She especially enjoys working with first-time homebuyers.
As an active 4-H leader, Misty takes family and community to heart, and loves guiding the next generation with hands-on learning. Whether she's teaching 4-H club members or working with clients, personal connections are paramount to Misty and key to her top-notch service. When she's not volunteering or serving clients, Misty enjoys hiking, fishing, camping and other outdoor activities.
Ready to get started on your home loan? Give Misty a call today.
Federal Housing Administration (FHA) loans have been helping people become homeowners since 1934. These loans offer favorable rates and low down payment requirements.
Our Affordable Mortgage Program (AMP) can help you buy or refinance a home by offering ways to reduce your down payment, closing costs and more.
If you’ve never bought a home or haven’t owned one in recent years, let us walk you through the process. Our specialists will listen to you, explain the options and help you find the best home loan for your situation.
- Purchase
- Refinance
- Cash-out Refinance
- Down Payment Assistance
- Pre-qualification
- Pre-approval
- Mortgage Rates
- Fixed Rate Loans
- Adjustable Rate Loans
- Vacation/Second Homes
- Investment Properties
- Land Loans
- Home Equity Line of Credit (HELOC)
- Community Land Trust
Mortgage CalculatorEnter your loan amount and interest rate to calculate your estimated monthly payment.
Rent vs. Buy a HomeThe decision to buy a home is an important one. Our Rent vs. Buy Calculator helps you weigh your options.
15 vs. 30 Year MortgagePaying less interest vs. having a lower monthly payment. There’s much to consider when it comes to the length of your loan.
Mortgage RefinanceInterest rates are just one factor in determining if a refinance is right for you.
