Residential Loan Officer Heidi Martin has been helping clients with their mortgage needs for more than 35 years. She's worked across many different housing and lending sectors with builders and nonprofits committed to fair and equitable lending. This varied experience allows her to help clients navigate all their borrowing options, including loans for Veterans, first-time homebuyers and more.
Heidi knows that homeownership is an important milestone for many people and she uses her experience to guide others toward their goals. When not working with her clients, she's helping prospective homebuyers learn about the process through nonprofit homebuyer fairs. An avid cook, she also enjoys sharing her talents and time volunteering to cook meals for a local family shelter.
When you're ready to make your homebuying dreams a reality, give Heidi a call.
Conventional loans are the most popular because they come in all shapes and sizes including fixed- and adjustable-rates, with flexible down payment requirements and varied terms from 10-30 years.
Conventional Home LoansFederal Housing Administration (FHA) loans have been helping people become homeowners since 1934. These loans offer favorable rates and low down payment requirements.
Government LoansIf you’ve never bought a home or haven’t owned one in recent years, let us walk you through the process. Our specialists will listen to you, explain the options and help you find the best home loan for your situation.
First-Time HomebuyersEnter your loan amount and interest rate to calculate your estimated monthly payment.
The decision to buy a home is an important one. Our Rent vs. Buy Calculator helps you weigh your options.
Paying less interest vs. having a lower monthly payment. There’s much to consider when it comes to the length of your loan.
Interest rates are just one factor in determining if a refinance is right for you.