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Steven Martinez

NMLS# 1539506Community Mortgage Loan Officer

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About

Steven Martinez has been helping clients navigate their lending options for more than 20 years. He's built a reputation as a leader and teacher—simplifying the lending process for his clients. He believes people make the best financial decisions when they are informed, respected and never rushed.

Steven's people-centered approach is one reason he teaches first-time homebuying classes for families in both English and Spanish. His experience with Affordable & Community Lending (CRA), down payment assistance programs and local nonprofits, as well as his outreach programs for Spanish-speaking homebuyers, are just a few of the ways he's helped expand access to homeownership in the Portland metro area. It's work that's deeply personal in a place he's called home for most of his life.

Ready to start your homebuying journey? Give Steven a call today.

Featured

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Build your dream home

Building and renovating your home is easier than ever with our All-in-One Custom Construction Loan. Short-term construction, renovation costs and permanent financing are rolled into one loan with one set of closing costs.

Custom Construction Loans
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Your home can help you achieve your dreams

Have major expenses on the horizon, like a remodel or college tuition? As a homeowner you can borrow against the equity in your home while keeping your first mortgage intact. Ask us how a fixed-rate second mortgage can help.

Second Mortgage
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Loans for frontline professionals

Our Community Heroes program helps frontline professions in fields like medical, military, law enforcement, education and fire careers by making financing more accessible and affordable. We’re honored to help those serving others become homeowners.

Community Heroes Loans

Services

Purchase
Refinance
Cash-Out Refinance
Down Payment Assistance
Pre-Qualification
Pre-Approval
Mortgage Rates
Fixed Rate Loans
Adjustable Rate Loans
Vacation/Second Homes
Investment Properties
Land Loans
Home Equity Line Of Credit (Heloc)
Community Land Trust

Mortgage Calculators

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Mortgage Calculator

Enter your loan amount and interest rate to calculate your estimated monthly payment.

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Rent vs. Buy a Home

The decision to buy a home is an important one. Our Rent vs. Buy Calculator helps you weigh your options.

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15 vs. 30 Year Mortgage

Paying less interest vs. having a lower monthly payment. There’s much to consider when it comes to the length of your loan.

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Mortgage Refinance

Interest rates are just one factor in determining if a refinance is right for you.