David Howard Professional Headshot

David Howard Residential Loan Officer

NMLS# 823256
Residential Loan Officer

Address

13033 Bel-Red Rd
Bellevue, , 98005

Phone

David Howard Residential Loan Officer

NMLS# 823256

Address

13033 Bel-Red Rd
Bellevue, , 98005

Phone

About

With more than 25 years of experience in the mortgage industry, David Howard strives to provide each of his clients with personal service and a streamlined mortgage process. From loan origination to completion, David aims to keep the process moving smoothly. He has the knowledge and experience to suggest options and tailor solutions to your personal goals, whether you are a seasoned homeowner, repeat purchaser or first-time homebuyer.

David has worked extensively in custom construction and lot loans and understands the unique variables involved in the loan process – from buying the land to building the home of your dreams.

Contact David to get started on a straightforward and enjoyable mortgage loan process.

Featured

  • A woman and a man holding a small chalkboard
    If you’ve never bought a home or haven’t owned one in recent years, let us walk you through the process. Our specialists will listen to you, explain the options and help you find the best home loan for your situation. And, you’ll be toasting your new home in no time.
  • A man holding up building plans to a woman and a man inside a partially-built house.
    Building or renovating your home is easier than ever with our All-in-One Custom Construction Loan. Short term construction, renovation costs and permanent financing are rolled into one loan with one set of closing costs. Land or lot purchase can be included.
  • A female firefighter placing a helmet on a young girl.
    Our Community Heroes program aims to counteract the rising cost of housing by making financing accessible and affordable for frontline professionals. We’re honored to help neighbors become homeowners.
* Subject to credit approval and limited to residents of Washington, Oregon, Idaho or California, or current Banner Bank deposit clients. View a list of Banner Bank's

Services

  • Purchase
  • Refinance
  • Cash-out Refinance
  • Down Payment Assistance
  • Pre-qualification
  • Pre-approval
  • Mortgage Rates
  • Fixed Rate Loans
  • Adjustable Rate Loans
  • Vacation/Second Homes
  • Investment Properties
  • Land Loans
  • Home Equity Line of Credit (HELOC)
  • Community Land Trust

Mortgage Calculators

  • Blue and white calculator
    Mortgage Calculator
    Enter your loan amount and interest rate to calculate your estimated monthly payment.
  • The letter A with a down arrow and the letter B with an up arrow
    Rent vs. Buy a Home
    The decision to buy a home is an important one. Our Rent vs. Buy Calculator helps you weigh your options.
  • Craftsman style house with a chimney.
    15 vs. 30 Year Mortgage
    Paying less interest vs. having a lower monthly payment. There’s much to consider when it comes to the length of your loan.
  • A right hand open with a dollar bill floating above it.
    Mortgage Refinance
    Interest rates are just one factor in determining if a refinance is right for you.