Ray Woo

NMLS# 518808Residential Loan Officer

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About

When clients first meet Ray Woo, they know they're in for a worry-free borrowing experience. Ray started working in the mortgage industry in 1992, and he uses his knowledge to help people feel confident about the home loan process and every decision along the way. He specializes in custom construction and lot loans, and has assisted many investment borrowers and self-employed clients with complex income and tax scenarios. Ray's approach has earned him several professional accolades, including Banner's Best Award and the Seattle area's Five Star Mortgage Professional Award.

A life-long Washingtonian, Ray calls Newcastle home. He knows the entire West Coast market well, and can assist clients throughout Oregon, Washington, Idaho and California. Give Ray a call today.

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Build your dream home

Building or renovating your home is easier than ever with our All-in-One Custom Construction Loan. Short term construction, renovation costs and permanent financing are rolled into one loan with one set of closing costs.

Custom Construction Loans

Answering your homebuying questions

Becoming a well-informed buyer is important in the lending process. Our residential loan officers are here to answer your home financing questions and prepare you for homeownership through our seminars and workshops.

Homebuyer Education

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FHA & VA Home Loans

Federal Housing Administration (FHA) and VA loans offer competitive rates and low down payments. Learn more about these government loan options.

FHA & VA Home Loans

* Subject to credit approval and limited to properties located in Washington, Oregon, Idaho or California. View a list of Banner Bank'sMortgage Loan Originators National Mortgage Licensing System ID numbers.