Ray Woo

NMLS# 518808Residential Loan Officer

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About

When clients first meet Ray Woo, they know they're in for a worry-free borrowing experience. Ray started working in the mortgage industry in 1992, and he uses his knowledge to help people feel confident about the home loan process and every decision along the way. He specializes in custom construction and lot loans, and has assisted many investment borrowers and self-employed clients with complex income and tax scenarios. Ray's approach has earned him several professional accolades, including Banner's Best Award and the Seattle area's Five Star Mortgage Professional Award.

A life-long Washingtonian, Ray calls Newcastle home. He knows the entire West Coast market well, and can assist clients throughout Oregon, Washington, Idaho and California. Give Ray a call today.

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Federal Housing Administration (FHA) loans offer competitive rates and low down payments. Learn more about this and other government loan options.

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Build your dream home.

Building or renovating your home is easier than ever with our All-in-One Custom Construction Loan. Short term construction, renovation costs and permanent financing are rolled into one loan with one set of closing costs.

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Your home can help you achieve your dreams.

Have major expenses on the horizon, like a remodel or college tuition? As a homeowner, you can borrow against the equity in your home while keeping your first mortgage intact. Ask us how a home equity loan (also known as a second mortgage) can help.

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