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Heidi Kenerson

NMLS# 422228Residential Loan Officer

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About

Since 1999, Heidi Kenerson has been working alongside homebuyers and owners to help them find the best mortgage solution for their needs. Heidi knows that "one size doesn't fit all" when it comes to finding a home loan. By listening to the needs and goals of every client, she can educate them on the options available, including loans for Veterans, first-time homebuyers and more. For Heidi, there's no greater reward than seeing a client realize homeownership is within their reach.

Heidi relocated to the Northwest to begin her career, and quickly grew to love the endless array of outdoor activities that help her stay energized. She has also volunteered and participated in many events hosted by the Whatcom County Association of Realtors, giving her a unique perspective into changes happening in the real estate industry.

When you're ready to learn about different mortgage options, give Heidi a call.

Featured

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Government loan options

Federal Housing Administration (FHA) loans have been helping people become homeowners since 1934. These loans offer favorable rates and low down payment requirements.

Government Loans
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Buy your first home

If you’ve never bought a home or haven’t owned one in recent years, let us walk you through the process. Our specialists will listen to you, explain the options and help you find the best home loan for your situation.

First-Time Homebuyers
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Freedom from high interest rates

Refinancing is an ideal way to lower your monthly payment, finance home improvements and to consolidate your debt. Our specialists can help you determine if now is the right time to refinance.

Home Refinance

Services

Purchase
Refinance
Cash-Out Refinance
Down Payment Assistance
Pre-Qualification
Pre-Approval
Mortgage Rates
Fixed Rate Loans
Adjustable Rate Loans
Vacation/Second Homes
Investment Properties
Land Loans
Home Equity Line Of Credit (Heloc)
Community Land Trust

Mortgage Calculators

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Mortgage Calculator

Enter your loan amount and interest rate to calculate your estimated monthly payment.

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Rent vs. Buy a Home

The decision to buy a home is an important one. Our Rent vs. Buy Calculator helps you weigh your options.

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15 vs. 30 Year Mortgage

Paying less interest vs. having a lower monthly payment. There’s much to consider when it comes to the length of your loan.

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Mortgage Refinance

Interest rates are just one factor in determining if a refinance is right for you.