
Phone
- Cell: (360) 201-2958
About
Since 1999, Heidi Kenerson has been working alongside homebuyers and owners to help them find the best mortgage solution for their needs. Heidi knows that "one size doesn't fit all" when it comes to finding a home loan. By listening to the needs and goals of every client, she can educate them on the options available, including loans for Veterans, first-time homebuyers and more. For Heidi, there's no greater reward than seeing a client realize homeownership is within their reach.
Heidi relocated to the Northwest to begin her career, and quickly grew to love the endless array of outdoor activities that help her stay energized. She has also volunteered and participated in many events hosted by the Whatcom County Association of Realtors, giving her a unique perspective into changes happening in the real estate industry.
When you're ready to learn about different mortgage options, give Heidi a call.
Featured

First-time homebuyer loans
If you’ve never bought a home or haven’t owned one in recent years, let us walk you through our many home buying programs. Contact us today – our specialists are ready to start this journey to homeownership together.
First-Time Homebuyer
Answering your homebuying questions
Becoming a well-informed buyer is important. We make it simple. Our residential loan officers are here to answer your home financing questions and prepare you for homeownership through our seminars and workshops.
Homebuyer Education
Your home can help you achieve your dreams
Have major expenses on the horizon, like a remodel or college tuition? As a homeowner you can borrow against the equity in your home while keeping your first mortgage intact. Ask us how a fixed-rate second mortgage can help.
Second MortgageServices
Mortgage Calculators
Mortgage Calculator
Enter your loan amount and interest rate to calculate your estimated monthly payment.
Rent vs. Buy a Home
The decision to buy a home is an important one. Our Rent vs. Buy Calculator helps you weigh your options.
15 vs. 30 Year Mortgage
Paying less interest vs. having a lower monthly payment. There’s much to consider when it comes to the length of your loan.
Mortgage Refinance
Interest rates are just one factor in determining if a refinance is right for you.




