
Phone
- Cell: (360) 201-2958
About
Since 1999, Heidi Kenerson has been working alongside homebuyers and owners to help them find the best mortgage solution for their needs. Heidi knows that "one size doesn't fit all" when it comes to finding a home loan. By listening to the needs and goals of every client, she can educate them on the options available, including loans for Veterans, first-time homebuyers and more. For Heidi, there's no greater reward than seeing a client realize homeownership is within their reach.
Heidi relocated to the Northwest to begin her career, and quickly grew to love the endless array of outdoor activities that help her stay energized. She has also volunteered and participated in many events hosted by the Whatcom County Association of Realtors, giving her a unique perspective into changes happening in the real estate industry.
When you're ready to learn about different mortgage options, give Heidi a call.
Featured

Build your dream home
Building and renovating your home is easier than ever with our All-in-One Custom Construction Loan. Short-term construction, renovation costs and permanent financing are rolled into one loan with one set of closing costs.
Custom Construction Loans
Your home can help you achieve your dreams
Have major expenses on the horizon, like a remodel or college tuition? As a homeowner you can borrow against the equity in your home while keeping your first mortgage intact. Ask us how a fixed-rate second mortgage can help.
Second Mortgage
Loans for frontline professionals
Our Community Heroes program helps frontline professions in fields like medical, military, law enforcement, education and fire careers by making financing more accessible and affordable. We’re honored to help those serving others become homeowners.
Community Heroes LoansServices
Mortgage Calculators
Mortgage Calculator
Enter your loan amount and interest rate to calculate your estimated monthly payment.
Rent vs. Buy a Home
The decision to buy a home is an important one. Our Rent vs. Buy Calculator helps you weigh your options.
15 vs. 30 Year Mortgage
Paying less interest vs. having a lower monthly payment. There’s much to consider when it comes to the length of your loan.
Mortgage Refinance
Interest rates are just one factor in determining if a refinance is right for you.




