Fernando Espina

NMLS# 846379Residential Loan Officer

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About

Since starting his banking career in 2005, Fernando Espina has made it his mission to help clients build wealth through homeownership. He works extensively with first-time homebuyers, helping them select a mortgage that fits their comfort level—not just their loan qualifications. With experience spanning downpayment assistance programs and VA, FHA, and Washington State Housing Commission loans, he brings his clients a broad understanding of the mortgage landscape. Fernando earned his degree in Finance from Washington State University and is involved in Habitat for Humanity projects in the greater Seattle area.

Ready to start your homebuying or refinancing journey? Give Fernando a call today.

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You deserve a home

Veteran Administration (VA) Loans offer competitive rates for veterans and their families. Learn more about these and other government home loan options.

Government Loans

Build your dream home

Building or renovating your home is easier than ever with our All-in-One Custom Construction Loan. Short term construction, renovation costs and permanent financing are rolled into one loan with one set of closing costs.

Custom Construction Loans

Your home can help you achieve your dreams

Homeowners can borrow against the equity in their homes while keeping their first mortgage in-tact. A fixed-rate second mortgage can help with consolidating higher-interest debt or paying big expenses like a home remodel, college education or a second/vacation home.

Second Mortgage

* Subject to credit approval and limited to properties located in Washington, Oregon, Idaho or California. View a list of Banner Bank'sMortgage Loan Originators National Mortgage Licensing System ID numbers.