Fernando Espina

NMLS# 846379Residential Loan Officer

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About

Since starting his banking career in 2005, Fernando Espina has made it his mission to help clients build wealth through homeownership. He works extensively with first-time homebuyers, helping them select a mortgage that fits their comfort level—not just their loan qualifications. With experience spanning downpayment assistance programs and VA, FHA, and Washington State Housing Commission loans, he brings his clients a broad understanding of the mortgage landscape. Fernando earned his degree in Finance from Washington State University and is involved in Habitat for Humanity projects in the greater Seattle area.

Ready to start your homebuying or refinancing journey? Give Fernando a call today.

Featured

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Veterans, you deserve a home.

Veteran Administration (VA) Loans offer competitive rates for military veterans, active and former service members, surviving spouses and retirees. Our experts understand VA loans and will support you in your homebuying journey.

Veterans Home Loans

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Build your dream home.

Building or renovating your home is easier than ever with our All-in-One Custom Construction Loan. Short term construction, renovation costs and permanent financing are rolled into one loan with one set of closing costs.

Home Construction Loans

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Your home can help you achieve your dreams.

Have major expenses on the horizon, like a remodel or college tuition? As a homeowner you can borrow against the equity in your home while keeping your first mortgage intact. Ask us how a fixed-rate second mortgage can help.

Home Equity Loan