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Terri Montana

NMLS# 507145Residential Loan Officer

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About

Terri Montana has a proven approach to guiding her clients through the lending process: make it easy for them. Since 1988, she's been committed to providing exceptional service and quick turnaround on pre-approvals and finding the best loan for each homebuyer's unique situation.

In addition to helping first time homebuyers achieve their dreams of home ownership, she enjoys assisting clients in securing the financing they need for construction and lot/land loans, as well as financing for investment properties. In fact, Terri personally understands the real estate investment market, having bought, built and sold several commercial and residential properties. This experience provides a unique perspective that clients can count on.

Whether you are in the market to purchase a home, build a new home or refinance your current residence, Terri has the knowledge, experience and proven customer service skills to make your mortgage experience a success. Call her today to get started.

Featured

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Veterans, you deserve a home.

Veteran Administration (VA) Loans offer competitive rates for military veterans, active and former service members, surviving spouses and retirees. Our experts understand VA loans and will support you in your homebuying journey.

Veterans Home Loans
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Build your dream home.

Building or renovating your home is easier than ever with our All-in-One Custom Construction Loan. Short term construction, renovation costs and permanent financing are rolled into one loan with one set of closing costs.

Home Construction Loans
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Your home can help you achieve your dreams.

Have major expenses on the horizon, like a remodel or college tuition? As a homeowner you can borrow against the equity in your home while keeping your first mortgage intact. Ask us how a fixed-rate second mortgage can help.

Home Equity Loan

Services

Purchase
Refinance
Cash-Out Refinance
Down Payment Assistance
Pre-Qualification
Mortgage Rates
Fixed Rate Loans
Adjustable Rate Loans
Vacation/Second Homes
Investment Properties
Land Loans
Home Equity Line Of Credit (Heloc)
Community Land Trust

Payment Calculators

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Mortgage Calculator

Enter your loan amount and interest rate to calculate your estimated monthly payment.

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Rent vs. Buy a Home

The decision to buy a home is an important one. Our Rent vs. Buy Calculator helps you weigh your options.

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15 vs. 30 Year Mortgage

Paying less interest vs. having a lower monthly payment. There’s much to consider when it comes to the length of your loan.

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Mortgage Refinance

Interest rates are just one factor in determining if a refinance is right for you.