Tony Cox learned firsthand as a boy how owning a home can change the quality and trajectory of a person's life when his mother, a longtime renter, qualified for a HUD home. That experience has driven his passion for helping others enjoy the stability and comfort of home ownership since 2005. In fact, it's a key reason he focuses on low-to-moderate income buyers and is so dedicated to teaching first-time homebuyer classes.
In banking since 2003, Tony understands the diverse financial solutions available to consumers and businesses. He's witnessed the economic ups and downs of the housing industry and knows how to navigate every part of the mortgage process, whether you're talking down payment or financing a new build. And if home construction is in your plan, count on Tony to share your enthusiasm for customizing your build.
If you want to buy, build or refinance a home, contact Tony. He's committed to making the mortgage experience as easy as possible, every step of the way.
Conventional loans are the most popular because they come in all shapes and sizes including fixed- and adjustable-rates, with flexible down payment requirements and varied terms from 10-30 years.
Conventional Home LoansFederal Housing Administration (FHA) loans have been helping people become homeowners since 1934. These loans offer favorable rates and low down payment requirements.
Government LoansIf you’ve never bought a home or haven’t owned one in recent years, let us walk you through the process. Our specialists will listen to you, explain the options and help you find the best home loan for your situation.
First-Time HomebuyersEnter your loan amount and interest rate to calculate your estimated monthly payment.
The decision to buy a home is an important one. Our Rent vs. Buy Calculator helps you weigh your options.
Paying less interest vs. having a lower monthly payment. There’s much to consider when it comes to the length of your loan.
Interest rates are just one factor in determining if a refinance is right for you.