Elvia Cervantes

NMLS# 1816504Residential Loan Officer

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About

Buying a home is likely one of the biggest investments you will make. That's why at Banner, we listen, help you understand the financing process, and explain the options so you can select the best loan for your situation.
Whether you are a first-time homebuyer, purchasing a vacation home or investment property, taking on a major renovation, building a custom home, refinancing, or moving up or downsizing, we are here to help. Contact me today and let's get started.

Featured

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Build your dream home

Building and renovating your home is easier than ever with our All-in-One Custom Construction Loan. Short-term construction, renovation costs and permanent financing are rolled into one loan with one set of closing costs.

Custom Construction Loans
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Your home can help you achieve your dreams

Have major expenses on the horizon, like a remodel or college tuition? As a homeowner you can borrow against the equity in your home while keeping your first mortgage intact. Ask us how a fixed-rate second mortgage can help.

Second Mortgage
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Loans for frontline professionals

Our Community Heroes program helps frontline professions in fields like medical, military, law enforcement, education and fire careers by making financing more accessible and affordable. We’re honored to help those serving others become homeowners.

Community Heroes Loans

Services

Purchase
Refinance
Cash-Out Refinance
Down Payment Assistance
Pre-Qualification
Pre-Approval
Mortgage Rates
Fixed Rate Loans
Adjustable Rate Loans
Vacation/Second Homes
Investment Properties
Land Loans
Home Equity Line Of Credit (Heloc)
Community Land Trust

Mortgage Calculators

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Mortgage Calculator

Enter your loan amount and interest rate to calculate your estimated monthly payment.

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Rent vs. Buy a Home

The decision to buy a home is an important one. Our Rent vs. Buy Calculator helps you weigh your options.

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15 vs. 30 Year Mortgage

Paying less interest vs. having a lower monthly payment. There’s much to consider when it comes to the length of your loan.

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Mortgage Refinance

Interest rates are just one factor in determining if a refinance is right for you.