Ruben Garcia Residential Loan Officer

NMLS# 506477
Residential Loan Officer
3616 W Court St, Suite C
Pasco, , 99301
NMLS# 506477
3616 W Court St, Suite C
Pasco, , 99301

Ruben Garcia understands what it means to chart your own path. He earned a mechanical engineering degree in Mexico in 1988 and soon after settled in Pasco, Washington. His journey to the United States gave him a deep appreciation for the work it takes to achieve the dream of homeownership. Since 2000, he's been helping educate and guide others on all areas of financing their dream.

As a mortgage lender, Ruben specializes in guiding first-time homebuyers through the entire process, whether they're buying a traditional home, manufactured home or financing new construction. His dedication to his clients has earned him Banner's Best Award several years in a row.

Give Ruben a call today to get started on your homebuying journey.

  • Purchase
  • Refinance
  • Cash-out Refinance
  • Down Payment Assistance
  • Pre-qualification
  • Pre-approval
  • Mortgage Rates
  • Fixed Rate Loans
  • Adjustable Rate Loans
  • Vacation/Second Homes
  • Investment Properties
  • Land Loans
  • Home Equity Line of Credit (HELOC)
  • Community Land Trust
Payment Calculators
  • Blue and white calculator
    Mortgage Calculator
    Enter your loan amount and interest rate to calculate your estimated monthly payment.
  • The letter A with a down arrow and the letter B with an up arrow
    Rent vs. Buy a Home
    The decision to buy a home is an important one. Our Rent vs. Buy Calculator helps you weigh your options.
  • Craftsman style house with a chimney.
    15 vs. 30 Year Mortgage
    Paying less interest vs. having a lower monthly payment. There’s much to consider when it comes to the length of your loan.
  • A right hand open with a dollar bill floating above it.
    Mortgage Refinance
    Interest rates are just one factor in determining if a refinance is right for you.