loan officer

Ruben Garcia

NMLS# 506477Residential Loan Officer, Se habla español

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About

Ruben Garcia understands what it means to chart your own path. He earned a mechanical engineering degree in Mexico in 1988 and soon after settled in Pasco, Washington. His journey to the United States gave him a deep appreciation for the work it takes to achieve the dream of homeownership. Since 2000, he's been helping educate and guide others on all areas of financing their dream.

As a mortgage lender, Ruben specializes in guiding first-time homebuyers through the entire process, whether they're buying a traditional home, manufactured home or financing new construction. His dedication to his clients has earned him Banner's Best Award several years in a row.

Give Ruben a call today to get started on your homebuying journey.


Rubén García comprende lo que significa trazar tu propio camino. Obtuvo un título en ingeniería mecánica en México en 1988 y, poco después, se estableció en Pasco, Washington. Su viaje a Estados Unidos le enseñó el valor que significa trabajar para hacer realidad el sueño de tener una casa propia. Desde el año 2000, ayuda y guía a otros en todas las áreas relacionadas con financiar su sueño.

Como prestamista hipotecario, Rubén se especializa en guiar a compradores de primeras viviendas a lo largo de todo el proceso, ya sea que estén comprando una casa tradicional, una casa prefabricada o financiando una construcción nueva. Su dedicacion con sus clientes le han hecho merecedor al premio Banner's Best durante varios anos consecutivos.

Llama a Rubén hoy mismo y empieza tu camino para comprar una vivienda.

Featured

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Build your dream home

Building or renovating your home is easier than ever with our All-in-One Custom Construction Loan. Short term construction, renovation costs and permanent financing are rolled into one loan with one set of closing costs.

Custom Construction Loans
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Ready to own a place for your home?

Our lot loan helps you buy the perfect spot for your future home. We can help you finance improved or unimproved land so you can build the home you want when the timing is right.

Lot Loans
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Answering your homebuying questions

Becoming a well-informed buyer is important in the lending process. Our residential loan officers are here to help educate you on issues relating to homeownership through seminars and workshops.

Homebuyer Education

Services

Purchase
Refinance
Cash-Out Refinance
Down Payment Assistance
Pre-Qualification
Mortgage Rates
Fixed Rate Loans
Adjustable Rate Loans
Vacation/Second Homes
Investment Properties
Land Loans
Home Equity Line Of Credit (Heloc)
Community Land Trust

Payment Calculators

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Mortgage Calculator

Enter your loan amount and interest rate to calculate your estimated monthly payment.

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Rent vs. Buy a Home

The decision to buy a home is an important one. Our Rent vs. Buy Calculator helps you weigh your options.

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15 vs. 30 Year Mortgage

Paying less interest vs. having a lower monthly payment. There’s much to consider when it comes to the length of your loan.

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Mortgage Refinance

Interest rates are just one factor in determining if a refinance is right for you.