Address
3616 W Court St, Suite C
Pasco, WA, 99301
Phone
Cell: (509) 539-5827
Office: (509) 543-7171
NMLS# 506477
Address
3616 W Court St, Suite C
Pasco, WA, 99301
Phone
Cell: (509) 539-5827
Office: (509) 543-7171
About
Ruben Garcia understands what it means to chart your own path. He earned a mechanical engineering degree in Mexico in 1988 and soon after settled in Pasco, Washington. His journey to the United States gave him a deep appreciation for the work it takes to achieve the dream of homeownership. Since 2000, he's been helping educate and guide others on all areas of financing their dream.
As a mortgage lender, Ruben specializes in guiding first-time homebuyers through the entire process, whether they're buying a traditional home, manufactured home or financing new construction. His dedication to his clients has earned him Banner's Best Award several years in a row.
Give Ruben a call today to get started on your homebuying journey.
Featured
The Affordable Mortgage Program (AMP) can help you buy or refinance a home by offering ways to reduce your down payment, closing costs and more.
Our VA home loans are designed to assist veterans with the lending process. Veterans have access to competitive interest rates and can borrow up to 100% of the home’s value.
Buying a new home or refinancing? Our Household Plus mortgage lets residing family members or boarders contribute up to an additional 30% of the borrowers’ qualifying income.
Services
- Purchase
- Refinance
- Cash-out Refinance
- Down Payment Assistance
- Pre-qualification
- Pre-approval
- Mortgage Rates
- Fixed Rate Loans
- Adjustable Rate Loans
- Vacation/Second Homes
- Investment Properties
- Land Loans
- Home Equity Line of Credit (HELOC)
- Community Land Trust
Payment Calculators
Mortgage CalculatorEnter your loan amount and interest rate to calculate your estimated monthly payment.
Rent vs. Buy a HomeThe decision to buy a home is an important one. Our Rent vs. Buy Calculator helps you weigh your options.
15 vs. 30 Year MortgagePaying less interest vs. having a lower monthly payment. There’s much to consider when it comes to the length of your loan.
Mortgage RefinanceInterest rates are just one factor in determining if a refinance is right for you.
