Address
3616 W Court St, Suite C
Pasco, WA, 99301
Phone
Cell: (509) 539-5827
Office: (509) 543-7171
NMLS# 506477
Address
3616 W Court St, Suite C
Pasco, WA, 99301
Phone
Cell: (509) 539-5827
Office: (509) 543-7171
About
Ruben Garcia understands what it means to chart your own path. He earned a mechanical engineering degree in Mexico in 1988 and soon after settled in Pasco, Washington. His journey to the United States gave him a deep appreciation for the work it takes to achieve the dream of homeownership. Since 2000, he's been helping educate and guide others on all areas of financing their dream.
As a mortgage lender, Ruben specializes in guiding first-time homebuyers through the entire process, whether they're buying a traditional home, manufactured home or financing new construction. His dedication to his clients has earned him Banner's Best Award several years in a row.
Give Ruben a call today to get started on your homebuying journey.
Featured
Federal Housing Administration (FHA) loans have been helping people become homeowners since 1934. These loans offer favorable rates and low down payment requirements.
Our Affordable Mortgage Program (AMP) can help you buy or refinance a home by offering ways to reduce your down payment, closing costs and more.
If you’ve never bought a home or haven’t owned one in recent years, let us walk you through the process. Our specialists will listen to you, explain the options and help you find the best home loan for your situation.
* Subject to credit approval and limited to residents of Washington, Oregon, Idaho or California, or current Banner Bank deposit clients. View a list of Banner Bank's
Services
- Purchase
- Refinance
- Cash-out Refinance
- Down Payment Assistance
- Pre-qualification
- Pre-approval
- Mortgage Rates
- Fixed Rate Loans
- Adjustable Rate Loans
- Vacation/Second Homes
- Investment Properties
- Land Loans
- Home Equity Line of Credit (HELOC)
- Community Land Trust
Payment Calculators
Mortgage CalculatorEnter your loan amount and interest rate to calculate your estimated monthly payment.
Rent vs. Buy a HomeThe decision to buy a home is an important one. Our Rent vs. Buy Calculator helps you weigh your options.
15 vs. 30 Year MortgagePaying less interest vs. having a lower monthly payment. There’s much to consider when it comes to the length of your loan.
Mortgage RefinanceInterest rates are just one factor in determining if a refinance is right for you.
