loan officer

Ruben Garcia

NMLS# 506477Residential Loan Officer, Se habla español

Apply Now

Address

3616 W Court St, Suite C
Pasco, WA, 99301

Phone

About

Ruben Garcia understands what it means to chart your own path. He earned a mechanical engineering degree in Mexico in 1988 and soon after settled in Pasco, Washington. His journey to the United States gave him a deep appreciation for the work it takes to achieve the dream of homeownership. Since 2000, he's been helping educate and guide others on all areas of financing their dream.

As a mortgage lender, Ruben specializes in guiding first-time homebuyers through the entire process, whether they're buying a traditional home, manufactured home or financing new construction. His dedication to his clients has earned him Banner's Best Award several years in a row.

Give Ruben a call today to get started on your homebuying journey.


Rubén García comprende lo que significa trazar tu propio camino. Obtuvo un título en ingeniería mecánica en México en 1988 y, poco después, se estableció en Pasco, Washington. Su viaje a Estados Unidos le enseñó el valor que significa trabajar para hacer realidad el sueño de tener una casa propia. Desde el año 2000, ayuda y guía a otros en todas las áreas relacionadas con financiar su sueño.

Como prestamista hipotecario, Rubén se especializa en guiar a compradores de primeras viviendas a lo largo de todo el proceso, ya sea que estén comprando una casa tradicional, una casa prefabricada o financiando una construcción nueva. Su dedicacion con sus clientes le han hecho merecedor al premio Banner's Best durante varios anos consecutivos.

Llama a Rubén hoy mismo y empieza tu camino para comprar una vivienda.

Featured

A red craftsman home with a yard.

Find the right fit

Conventional loans are the most popular because they come in all shapes and sizes including fixed- and adjustable-rates, with flexible down payment requirements and varied terms from 10-30 years.

Conventional Home Loans
A row of houses with one hanging an American flag.

Government loan options

Federal Housing Administration (FHA) loans have been helping people become homeowners since 1934. These loans offer favorable rates and low down payment requirements.

Government Loans
A woman sitting on a couch holding a mug

Buy your first home

If you’ve never bought a home or haven’t owned one in recent years, let us walk you through the process. Our specialists will listen to you, explain the options and help you find the best home loan for your situation.

First-Time Homebuyers

Services

Purchase
Refinance
Cash-Out Refinance
Down Payment Assistance
Pre-Qualification
Mortgage Rates
Fixed Rate Loans
Adjustable Rate Loans
Vacation/Second Homes
Investment Properties
Land Loans
Home Equity Line Of Credit (Heloc)
Community Land Trust

Payment Calculators

Blue and white calculator

Mortgage Calculator

Enter your loan amount and interest rate to calculate your estimated monthly payment.

The letter A with a down arrow and the letter B with an up arrow

Rent vs. Buy a Home

The decision to buy a home is an important one. Our Rent vs. Buy Calculator helps you weigh your options.

Craftsman style house with a chimney.

15 vs. 30 Year Mortgage

Paying less interest vs. having a lower monthly payment. There’s much to consider when it comes to the length of your loan.

A right hand open with a dollar bill floating above it.

Mortgage Refinance

Interest rates are just one factor in determining if a refinance is right for you.