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Chad Kubik

NMLS# 609985Residential Loan Officer

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About

Whether Chad's clients are buying, building, remodeling or refinancing a home, his knowledge of the industry and the market allows him to provide valuable insight and answer questions quickly. His broad lending acumen includes special expertise in construction and state housing loans. It's no wonder—Chad has more than 20 years of banking experience with Banner and has been a Residential Loan Officer since 2010. His exceptional customer service and dedication have helped him receive several Banner's Best Awards.

A long-time resident of Eastern Washington, Chad is an active member of the Rotary Club of Spokane #21 and holds a bachelor's degree in Business Administration from Eastern Washington University. He's also an outdoor enthusiast, often enjoying the area's many recreational opportunities.

To learn more and get started on your home loan, give Chad a call today.

Featured

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Build your dream home

Building and renovating your home is easier than ever with our All-in-One Custom Construction Loan. Short-term construction, renovation costs and permanent financing are rolled into one loan with one set of closing costs.

Custom Construction Loans
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Your home can help you achieve your dreams

Have major expenses on the horizon, like a remodel or college tuition? As a homeowner you can borrow against the equity in your home while keeping your first mortgage intact. Ask us how a fixed-rate second mortgage can help.

Second Mortgage
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Loans for frontline professionals

Our Community Heroes program helps frontline professions in fields like medical, military, law enforcement, education and fire careers by making financing more accessible and affordable. We’re honored to help those serving others become homeowners.

Community Heroes Loans

Services

Purchase
Refinance
Cash-Out Refinance
Down Payment Assistance
Pre-Qualification
Mortgage Rates
Fixed Rate Loans
Adjustable Rate Loans
Vacation/Second Homes
Investment Properties
Land Loans
Home Equity Line Of Credit (Heloc)
Community Land Trust

Payment Calculators

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Mortgage Calculator

Enter your loan amount and interest rate to calculate your estimated monthly payment.

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Rent vs. Buy a Home

The decision to buy a home is an important one. Our Rent vs. Buy Calculator helps you weigh your options.

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15 vs. 30 Year Mortgage

Paying less interest vs. having a lower monthly payment. There’s much to consider when it comes to the length of your loan.

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Mortgage Refinance

Interest rates are just one factor in determining if a refinance is right for you.