Chad Kubik Professional Headshot

Chad Kubik Residential Loan Officer

NMLS# 609985
Residential Loan Officer

Address

802 W. Riverside Ave.
Spokane, , 99201

Phone

Chad Kubik Residential Loan Officer

NMLS# 609985

Address

802 W. Riverside Ave.
Spokane, , 99201

Phone

About

Whether Chad's clients are buying, building, remodeling or refinancing a home, his knowledge of the industry and the market allows him to provide valuable insight and answer questions quickly. His broad lending acumen includes special expertise in construction and state housing loans. It's no wonder—Chad has more than 20 years of banking experience with Banner and has been a Residential Loan Officer since 2010. His exceptional customer service and dedication have helped him receive several Banner's Best Awards.

A long-time resident of Eastern Washington, Chad is an active member of the Rotary Club of Spokane #21 and holds a bachelor's degree in Business Administration from Eastern Washington University. He's also an outdoor enthusiast, often enjoying the area's many recreational opportunities.

To learn more and get started on your home loan, give Chad a call today.

Featured

  • A woman and a man holding a small chalkboard
    If you’ve never bought a home or haven’t owned one in recent years, let us walk you through the process. Our specialists will listen to you, explain the options and help you find the best home loan for your situation. And, you’ll be toasting your new home in no time.
  • A man holding up building plans to a woman and a man inside a partially-built house.
    Building or renovating your home is easier than ever with our All-in-One Custom Construction Loan. Short term construction, renovation costs and permanent financing are rolled into one loan with one set of closing costs. Land or lot purchase can be included.
  • A female firefighter placing a helmet on a young girl.
    Our Community Heroes program aims to counteract the rising cost of housing by making financing accessible and affordable for frontline professionals. We’re honored to help neighbors become homeowners.
* Subject to credit approval and limited to residents of Washington, Oregon, Idaho or California, or current Banner Bank deposit clients. View a list of Banner Bank's

Services

  • Purchase
  • Refinance
  • Cash-out Refinance
  • Down Payment Assistance
  • Pre-qualification
  • Pre-approval
  • Mortgage Rates
  • Fixed Rate Loans
  • Adjustable Rate Loans
  • Vacation/Second Homes
  • Investment Properties
  • Land Loans
  • Home Equity Line of Credit (HELOC)
  • Community Land Trust

Mortgage Calculators

  • Blue and white calculator
    Mortgage Calculator
    Enter your loan amount and interest rate to calculate your estimated monthly payment.
  • The letter A with a down arrow and the letter B with an up arrow
    Rent vs. Buy a Home
    The decision to buy a home is an important one. Our Rent vs. Buy Calculator helps you weigh your options.
  • Craftsman style house with a chimney.
    15 vs. 30 Year Mortgage
    Paying less interest vs. having a lower monthly payment. There’s much to consider when it comes to the length of your loan.
  • A right hand open with a dollar bill floating above it.
    Mortgage Refinance
    Interest rates are just one factor in determining if a refinance is right for you.