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Chad Kubik

NMLS# 609985Residential Loan Officer

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Address

802 W. Riverside Ave.
Spokane, WA, 99201

Phone

About

Whether Chad's clients are buying, building, remodeling or refinancing a home, his knowledge of the industry and the market allows him to provide valuable insight and answer questions quickly. His broad lending acumen includes special expertise in construction and state housing loans. It's no wonder—Chad has more than 20 years of banking experience with Banner and has been a Residential Loan Officer since 2010. His exceptional customer service and dedication have helped him receive several Banner's Best Awards.

A long-time resident of Eastern Washington, Chad is an active member of the Rotary Club of Spokane #21 and holds a bachelor's degree in Business Administration from Eastern Washington University. He's also an outdoor enthusiast, often enjoying the area's many recreational opportunities.

To learn more and get started on your home loan, give Chad a call today.

Featured

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Loans for frontline professionals

Our Community Heroes program aims to counteract the rising cost of housing by making financing accessible and affordable for frontline professionals. We’re honored to help neighbors become homeowners.

Community Heroes Loans
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Homeownership is within reach

Buying your first home is a exciting decision. Our specialists are here to learn about your homeownership goals and assist you with financing options that are right for you.

First Time Home Buyers
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Ability to own through government programs

If you are looking for a government home loan, we have you covered with our wide range of loan options. FHA Loans, VA Loans and USDA Rural Loans offer favorable rates and low down payment requirements.

Government Loans

Services

Purchase
Refinance
Cash-Out Refinance
Down Payment Assistance
Pre-Qualification
Pre-Approval
Mortgage Rates
Fixed Rate Loans
Adjustable Rate Loans
Vacation/Second Homes
Investment Properties
Land Loans
Home Equity Line Of Credit (Heloc)
Community Land Trust

Payment Calculators

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Mortgage Calculator

Enter your loan amount and interest rate to calculate your estimated monthly payment.

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Rent vs. Buy a Home

The decision to buy a home is an important one. Our Rent vs. Buy Calculator helps you weigh your options.

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15 vs. 30 Year Mortgage

Paying less interest vs. having a lower monthly payment. There’s much to consider when it comes to the length of your loan.

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Mortgage Refinance

Interest rates are just one factor in determining if a refinance is right for you.