Residential Loan Officer Galina Pearson loves helping her clients gain confidence as they move ahead on the path toward homeownership. Whether she's educating someone on credit options or teaching them how to set a realistic budget—she uses her experience to break the mortgage process into clear, simple steps. Her goal is to never lose sight of her values: work with integrity and consistency to make a positive impact, no matter how small.
Galina's career journey mirrors these values. While her formal education is in law enforcement, she soon found her niche elsewhere: as a housing counselor where she empowered people to make informed decisions about buying a home. Her own home is where she lets her creativity loose through hands-on renovations and interior design projects. Ready to learn more about homeownership? Give Galina a call.
Conventional loans are the most popular because they come in all shapes and sizes including fixed- and adjustable-rates, with flexible down payment requirements and varied terms from 10-30 years.
Conventional Home LoansBuilding or renovating your home is easier than ever with our All-in-One Custom Construction Loan. Short term construction, renovation costs and permanent financing are rolled into one loan with one set of closing costs.
Custom Construction LoansHomeowners can borrow against the equity in their homes while keeping their first mortgage in-tact. A fixed-rate second mortgage can help with consolidating higher-interest debt or paying big expenses like a home remodel, college education or a second/vacation home.
Second MortgageEnter your loan amount and interest rate to calculate your estimated monthly payment.
The decision to buy a home is an important one. Our Rent vs. Buy Calculator helps you weigh your options.
Paying less interest vs. having a lower monthly payment. There’s much to consider when it comes to the length of your loan.
Interest rates are just one factor in determining if a refinance is right for you.