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About
A family man and native resident of Spokane, Washington, Mike Coffey has more than 30 years of banking experience serving the Spokane and North Idaho area, with more than 20 of those years devoted to mortgage lending. Mike is knowledgeable about all types of mortgage loans including construction and renovation products. He is known for his integrity, knowledge and dedication to keeping his clients' best interests in mind. Throughout the home loan process, Mike will strive to find the best solutions to meet the borrower's needs.
Outside of work, Mike enjoys family activities, fishing, biking, basketball, working on classic cars and watching his son progress in his martial arts classes. Additionally, he is an active volunteer with Habitat for Humanity. Mike enjoys building long lasting relationships with his clients and looks forward to working with you! Give him a call today to learn more.
Featured
- If you’ve never bought a home or haven’t owned one in recent years, let us walk you through the process. Our specialists will listen to you, explain the options and help you find the best home loan for your situation. And, you’ll be toasting your new home in no time.
- Building or renovating your home is easier than ever with our All-in-One Custom Construction Loan. Short term construction, renovation costs and permanent financing are rolled into one loan with one set of closing costs. Land or lot purchase can be included.
- Our Community Heroes program aims to counteract the rising cost of housing by making financing accessible and affordable for frontline professionals. We’re honored to help neighbors become homeowners.
Services
- Purchase
- Refinance
- Cash-out Refinance
- Down Payment Assistance
- Pre-qualification
- Pre-approval
- Mortgage Rates
- Fixed Rate Loans
- Adjustable Rate Loans
- Vacation/Second Homes
- Investment Properties
- Land Loans
- Home Equity Line of Credit (HELOC)
- Community Land Trust
Mortgage Calculators
- Mortgage CalculatorEnter your loan amount and interest rate to calculate your estimated monthly payment.
- Rent vs. Buy a HomeThe decision to buy a home is an important one. Our Rent vs. Buy Calculator helps you weigh your options.
- 15 vs. 30 Year MortgagePaying less interest vs. having a lower monthly payment. There’s much to consider when it comes to the length of your loan.
- Mortgage RefinanceInterest rates are just one factor in determining if a refinance is right for you.