Monica Lay prides herself in delivering the best solutions tailored to your unique lending needs. She embraces Banner's culture of "doing the right thing each and every day." With 27 years of industry experience, Monica has the skills and expertise to guide you through the lending process with top-notch service.
She knows the communities she serves and has built a network of industry professionals focused on the goal of ensuring successful loan completion for her clients. Married with two children, Monica also gives back to her community, volunteering with Friends of the Library, area schools and Big Brothers/Big Sisters.
With her broad-based knowledge of the lending industry and extensive experience serving first-time homebuyers, Monica has the skills to ensure a smooth and successful home purchase. Contact her today for assistance with your lending needs.
Building or renovating your home is easier than ever with our All-in-One Custom Construction Loan. Short term construction, renovation costs and permanent financing are rolled into one loan with one set of closing costs.
Custom Construction LoansBecoming a well-informed buyer is important in the lending process. Our residential loan officers are here to answer your home financing questions and prepare you for homeownership through our seminars and workshops.
Homebuyer EducationFederal Housing Administration (FHA) and VA loans offer competitive rates and low down payments. Learn more about these government loan options.
FHA & VA Home LoansEnter your loan amount and interest rate to calculate your estimated monthly payment.
The decision to buy a home is an important one. Our Rent vs. Buy Calculator helps you weigh your options.
Paying less interest vs. having a lower monthly payment. There’s much to consider when it comes to the length of your loan.
Interest rates are just one factor in determining if a refinance is right for you.