Jeff Gardner Professional Headshot

Jeff Gardner Residential Loan Officer

NMLS# 2091618
Residential Loan Officer
1015 A Street
Tacoma, , 98402
NMLS# 2091618
1015 A Street
Tacoma, , 98402


Meet Jeff Gardner, a self-described "Swiss Army Knife" of mortgage lending, who uses his knowledge, versatility and creativity to help homebuyers achieve their dreams. With more than 20 years in the field — plus three years in the title insurance and appraisal industries — Jeff understands the many tools available to help his clients, from first time homebuyers to seasoned real estate investors, meet their goals. He believes everyone deserves to own a home and loves helping people make it happen.

Jeff is a member of the Master Builders Association. For him, it's a way to give back and learn more. When he's not working, the former college athlete enjoys golfing, boating and other outdoor activities.

Ready to have Jeff put his knowledge to work for you? Give him a call today.


* Subject to credit approval and limited to residents of Washington, Oregon, Idaho or California, or current Banner Bank deposit clients. View a list of Banner Bank's


  • Purchase
  • Refinance
  • Cash-out Refinance
  • Down Payment Assistance
  • Pre-qualification
  • Pre-approval
  • Mortgage Rates
  • Fixed Rate Loans
  • Adjustable Rate Loans
  • Vacation/Second Homes
  • Investment Properties
  • Land Loans
  • Home Equity Line of Credit (HELOC)
  • Community Land Trust

Mortgage Calculators

  • Blue and white calculator
    Mortgage Calculator
    Enter your loan amount and interest rate to calculate your estimated monthly payment.
  • The letter A with a down arrow and the letter B with an up arrow
    Rent vs. Buy a Home
    The decision to buy a home is an important one. Our Rent vs. Buy Calculator helps you weigh your options.
  • Craftsman style house with a chimney.
    15 vs. 30 Year Mortgage
    Paying less interest vs. having a lower monthly payment. There’s much to consider when it comes to the length of your loan.
  • A right hand open with a dollar bill floating above it.
    Mortgage Refinance
    Interest rates are just one factor in determining if a refinance is right for you.