Address
Phone
- Cell: (360) 280-4208
About
Since 1989 Terry Pemberton has been guiding families through the mortgage loan process. His experience with residential construction loans is especially important to his clients who are navigating the sometimes-complex homebuying journey. In fact, Terry's extensive knowledge allows him to help clients understand every step, from application to closing, and what to expect along the way. This thorough approach, combined with personalized attention, has helped Terry earn several professional accolades over the years.
While Terry now calls Washington state home, he holds a degree in economics from the University of Georgia and still loves watching his Georgia Bulldogs play.
Call Terry today to get started or to hear more about your loan options.
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Find the right fit
Conventional loans are the most popular because they come in all shapes and sizes including fixed- and adjustable-rates, with flexible down payment requirements and varied terms from 10-30 years.
Conventional Home Loans
Government loan options
Federal Housing Administration (FHA) loans have been helping people become homeowners since 1934. These loans offer favorable rates and low down payment requirements.
Government Loans
Buy your first home
If you’ve never bought a home or haven’t owned one in recent years, let us walk you through the process. Our specialists will listen to you, explain the options and help you find the best home loan for your situation.
First-Time HomebuyersServices
Payment Calculators
Mortgage Calculator
Enter your loan amount and interest rate to calculate your estimated monthly payment.
Rent vs. Buy a Home
The decision to buy a home is an important one. Our Rent vs. Buy Calculator helps you weigh your options.
15 vs. 30 Year Mortgage
Paying less interest vs. having a lower monthly payment. There’s much to consider when it comes to the length of your loan.
Mortgage Refinance
Interest rates are just one factor in determining if a refinance is right for you.