Terry Pemberton Professional Headshot

Terry Pemberton

NMLS# 185396Residential Loan Officer

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1015 A St
Ste 100
Tacoma, WA, 98402



Since 1989 Terry Pemberton has been guiding families through the mortgage loan process. His experience with residential construction loans is especially important to his clients who are navigating the sometimes-complex homebuying journey. In fact, Terry's extensive knowledge allows him to help clients understand every step, from application to closing, and what to expect along the way. This thorough approach, combined with personalized attention, has helped Terry earn several professional accolades over the years.

While Terry now calls Washington state home, he holds a degree in economics from the University of Georgia and still loves watching his Georgia Bulldogs play.

Call Terry today to get started or to hear more about your loan options.


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Loans for frontline professionals

Our Community Heroes program aims to counteract the rising cost of housing by making financing accessible and affordable for frontline professionals. We’re honored to help neighbors become homeowners.

Community Heroes Loans
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Homeownership is within reach

Buying your first home is a exciting decision. Our specialists are here to learn about your homeownership goals and assist you with financing options that are right for you.

First Time Home Buyers
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Ability to own through government programs

If you are looking for a government home loan, we have you covered with our wide range of loan options. FHA Loans, VA Loans and USDA Rural Loans offer favorable rates and low down payment requirements.

Government Loans


Cash-Out Refinance
Down Payment Assistance
Mortgage Rates
Fixed Rate Loans
Adjustable Rate Loans
Vacation/Second Homes
Investment Properties
Land Loans
Home Equity Line Of Credit (Heloc)
Community Land Trust

Payment Calculators

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Mortgage Calculator

Enter your loan amount and interest rate to calculate your estimated monthly payment.

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Rent vs. Buy a Home

The decision to buy a home is an important one. Our Rent vs. Buy Calculator helps you weigh your options.

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15 vs. 30 Year Mortgage

Paying less interest vs. having a lower monthly payment. There’s much to consider when it comes to the length of your loan.

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Mortgage Refinance

Interest rates are just one factor in determining if a refinance is right for you.