
Phone
- Cell: (360) 280-4208
About
Since 1989 Terry Pemberton has been guiding families through the mortgage loan process. His experience with residential construction loans is especially important to his clients who are navigating the sometimes-complex homebuying journey. In fact, Terry's extensive knowledge allows him to help clients understand every step, from application to closing, and what to expect along the way. This thorough approach, combined with personalized attention, has helped Terry earn several professional accolades over the years.
While Terry now calls Washington state home, he holds a degree in economics from the University of Georgia and still loves watching his Georgia Bulldogs play.
Call Terry today to get started or to hear more about your loan options.
Featured

You deserve a home
Veteran Administration (VA) Loans offer competitive rates for veterans and their families. Learn more about these and other government home loan options.
Government Loans
Build your dream home
Building or renovating your home is easier than ever with our All-in-One Custom Construction Loan. Short term construction, renovation costs and permanent financing are rolled into one loan with one set of closing costs.
Custom Construction Loans
Your home can help you achieve your dreams
Homeowners can borrow against the equity in their homes while keeping their first mortgage in-tact. A fixed-rate second mortgage can help with consolidating higher-interest debt or paying big expenses like a home remodel, college education or a second/vacation home.
Second MortgageServices
Payment Calculators
Mortgage Calculator
Enter your loan amount and interest rate to calculate your estimated monthly payment.
Rent vs. Buy a Home
The decision to buy a home is an important one. Our Rent vs. Buy Calculator helps you weigh your options.
15 vs. 30 Year Mortgage
Paying less interest vs. having a lower monthly payment. There’s much to consider when it comes to the length of your loan.
Mortgage Refinance
Interest rates are just one factor in determining if a refinance is right for you.




