loan officer

Tram Bowen

NMLS# 502192Residential Loan Officer

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Address

1015 A St
Ste 100
Tacoma, WA, 98402

Phone

About

Tram Bowen has been part of the financial services industry since 2002 and has spent more than twenty years helping people realize their dreams of homeownership. His commitment to his clients comes through in every interaction, and he's known for going the extra mile to make sure deadlines are stress-free. This is especially true when it comes to construction loans. The third loan he ever closed in his career was a construction project, and he's made it his mission to help people through the unique process of building ever since.

A resident of the greater Seattle and Tacoma areas, Tram is on the Board of Directors as both a state and national delegate for the Master Builders Association of Pierce County. When he's not working with clients, he's likely spending time with family, building something around the house or cheering on the Seattle Seahawks.

Ready to get started on the mortgage process? Give Tram a call today.

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Find the right fit

Conventional loans are the most popular because they come in all shapes and sizes including fixed- and adjustable-rates, with flexible down payment requirements and varied terms from 10-30 years.

Conventional Home Loans
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Government loan options

Federal Housing Administration (FHA) loans have been helping people become homeowners since 1934. These loans offer favorable rates and low down payment requirements.

Government Loans
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Buy your first home

If you’ve never bought a home or haven’t owned one in recent years, let us walk you through the process. Our specialists will listen to you, explain the options and help you find the best home loan for your situation.

First-Time Homebuyers

Services

Purchase
Refinance
Cash-Out Refinance
Down Payment Assistance
Pre-Qualification
Mortgage Rates
Fixed Rate Loans
Adjustable Rate Loans
Vacation/Second Homes
Investment Properties
Land Loans
Home Equity Line Of Credit (Heloc)
Community Land Trust

Payment Calculators

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Mortgage Calculator

Enter your loan amount and interest rate to calculate your estimated monthly payment.

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Rent vs. Buy a Home

The decision to buy a home is an important one. Our Rent vs. Buy Calculator helps you weigh your options.

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15 vs. 30 Year Mortgage

Paying less interest vs. having a lower monthly payment. There’s much to consider when it comes to the length of your loan.

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Mortgage Refinance

Interest rates are just one factor in determining if a refinance is right for you.