
About
Tram Bowen has been part of the financial services industry since 2002 and has spent more than twenty years helping people realize their dreams of homeownership. His commitment to his clients comes through in every interaction, and he's known for going the extra mile to make sure deadlines are stress-free. This is especially true when it comes to construction loans. The third loan he ever closed in his career was a construction project, and he's made it his mission to help people through the unique process of building ever since.
A resident of the greater Seattle and Tacoma areas, Tram is on the Board of Directors as both a state and national delegate for the Master Builders Association of Pierce County. When he's not working with clients, he's likely spending time with family, building something around the house or cheering on the Seattle Seahawks.
Ready to get started on the mortgage process? Give Tram a call today.
Featured

Build your dream home
Building and renovating your home is easier than ever with our All-in-One Custom Construction Loan. Short-term construction, renovation costs and permanent financing are rolled into one loan with one set of closing costs.
Custom Construction Loans
Your home can help you achieve your dreams
Have major expenses on the horizon, like a remodel or college tuition? As a homeowner you can borrow against the equity in your home while keeping your first mortgage intact. Ask us how a fixed-rate second mortgage can help.
Second Mortgage
Loans for frontline professionals
Our Community Heroes program helps frontline professions in fields like medical, military, law enforcement, education and fire careers by making financing more accessible and affordable. We’re honored to help those serving others become homeowners.
Community Heroes LoansServices
Payment Calculators
Mortgage Calculator
Enter your loan amount and interest rate to calculate your estimated monthly payment.
Rent vs. Buy a Home
The decision to buy a home is an important one. Our Rent vs. Buy Calculator helps you weigh your options.
15 vs. 30 Year Mortgage
Paying less interest vs. having a lower monthly payment. There’s much to consider when it comes to the length of your loan.
Mortgage Refinance
Interest rates are just one factor in determining if a refinance is right for you.




