Professional Headshot Tram Bowen - Banner Bank Residential Loan Officer

Tram Bowen

NMLS# 502192Residential Loan Officer

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About

Tram Bowen has been part of the financial services industry since 2002 and has spent more than twenty years helping people realize their dreams of homeownership. His commitment to his clients comes through in every interaction, and he's known for going the extra mile to make sure deadlines are stress-free. This is especially true when it comes to construction loans. The third loan he ever closed in his career was a construction project, and he's made it his mission to help people through the unique process of building ever since.

A resident of the greater Seattle and Tacoma areas, Tram is on the Board of Directors as both a state and national delegate for the Master Builders Association of Pierce County. When he's not working with clients, he's likely spending time with family, building something around the house or cheering on the Seattle Seahawks.

Ready to get started on the mortgage process? Give Tram a call today.

Featured

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Build your dream home

Building and renovating your home is easier than ever with our All-in-One Custom Construction Loan. Short-term construction, renovation costs and permanent financing are rolled into one loan with one set of closing costs.

Custom Construction Loans
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Your home can help you achieve your dreams

Have major expenses on the horizon, like a remodel or college tuition? As a homeowner you can borrow against the equity in your home while keeping your first mortgage intact. Ask us how a fixed-rate second mortgage can help.

Second Mortgage
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Loans for frontline professionals

Our Community Heroes program helps frontline professions in fields like medical, military, law enforcement, education and fire careers by making financing more accessible and affordable. We’re honored to help those serving others become homeowners.

Community Heroes Loans

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Purchase
Refinance
Cash-Out Refinance
Down Payment Assistance
Pre-Qualification
Mortgage Rates
Fixed Rate Loans
Adjustable Rate Loans
Vacation/Second Homes
Investment Properties
Land Loans
Home Equity Line Of Credit (Heloc)
Community Land Trust

Payment Calculators

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Mortgage Calculator

Enter your loan amount and interest rate to calculate your estimated monthly payment.

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Rent vs. Buy a Home

The decision to buy a home is an important one. Our Rent vs. Buy Calculator helps you weigh your options.

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15 vs. 30 Year Mortgage

Paying less interest vs. having a lower monthly payment. There’s much to consider when it comes to the length of your loan.

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Mortgage Refinance

Interest rates are just one factor in determining if a refinance is right for you.