
About
Tram Bowen has been part of the financial services industry since 2002 and has spent more than twenty years helping people realize their dreams of homeownership. His commitment to his clients comes through in every interaction, and he's known for going the extra mile to make sure deadlines are stress-free. This is especially true when it comes to construction loans. The third loan he ever closed in his career was a construction project, and he's made it his mission to help people through the unique process of building ever since.
A resident of the greater Seattle and Tacoma areas, Tram is on the Board of Directors as both a state and national delegate for the Master Builders Association of Pierce County. When he's not working with clients, he's likely spending time with family, building something around the house or cheering on the Seattle Seahawks.
Ready to get started on the mortgage process? Give Tram a call today.
Featured

You deserve a home
Veteran Administration (VA) Loans offer competitive rates for veterans and their families. Learn more about these and other government home loan options.
Government Loans
Build your dream home
Building or renovating your home is easier than ever with our All-in-One Custom Construction Loan. Short term construction, renovation costs and permanent financing are rolled into one loan with one set of closing costs.
Custom Construction Loans
Your home can help you achieve your dreams
Homeowners can borrow against the equity in their homes while keeping their first mortgage in-tact. A fixed-rate second mortgage can help with consolidating higher-interest debt or paying big expenses like a home remodel, college education or a second/vacation home.
Second MortgageServices
Payment Calculators
Mortgage Calculator
Enter your loan amount and interest rate to calculate your estimated monthly payment.
Rent vs. Buy a Home
The decision to buy a home is an important one. Our Rent vs. Buy Calculator helps you weigh your options.
15 vs. 30 Year Mortgage
Paying less interest vs. having a lower monthly payment. There’s much to consider when it comes to the length of your loan.
Mortgage Refinance
Interest rates are just one factor in determining if a refinance is right for you.




