James Pham

NMLS# 2463678Residential Loan Officer

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About

Residential Loan Officer James Pham has been a part of the banking industry since 2017, and he made the move to the mortgage side of the business in 2023. He enjoys helping people achieve their dreams of homeownership—and he values knowing that owning a home helps families build generational wealth and helps communities grow stronger. First-time homebuyers are some of his favorite clients, and he appreciates being able to share his knowledge and answer questions. A man of many hobbies, James especially enjoys graphic design and photography, including real estate photography.

Ready to learn more about your mortgage options? Give James a call.

Featured

You deserve a home

Veteran Administration (VA) Loans offer competitive rates for veterans and their families. Learn more about these and other government home loan options.

Government Loans

Build your dream home

Building or renovating your home is easier than ever with our All-in-One Custom Construction Loan. Short term construction, renovation costs and permanent financing are rolled into one loan with one set of closing costs.

Custom Construction Loans

Your home can help you achieve your dreams

Homeowners can borrow against the equity in their homes while keeping their first mortgage in-tact. A fixed-rate second mortgage can help with consolidating higher-interest debt or paying big expenses like a home remodel, college education or a second/vacation home.

Second Mortgage

* Subject to credit approval and limited to properties located in Washington, Oregon, Idaho or California. View a list of Banner Bank'sMortgage Loan Originators National Mortgage Licensing System ID numbers.