James Pham

NMLS# 2463678Residential Loan Officer

Apply Now

About

Buying a home is likely one of the biggest investments you will make. That's why at Banner, we listen, help you understand the financing process, and explain the options so you can select the best loan for your situation.

Whether you are a first-time homebuyer, purchasing a vacation home or investment property, taking on a major renovation, building a custom home, refinancing, or moving up or downsizing, we are here to help. Contact me today and let's get started.

Featured

Two people looking at blueprints in a house under construction

Build your dream home

Building or renovating your home is easier than ever with our All-in-One Custom Construction Loan. Short term construction, renovation costs and permanent financing are rolled into one loan with one set of closing costs.

Custom Construction Loans

Aerial view of a neighborhood with open lots

Ready to own a place for your home?

Our lot loan helps you buy the perfect spot for your future home. We can help you finance improved or unimproved land so you can build the home you want when the timing is right.

Lot Loans

A woman standing in front of a few people

Answering your homebuying questions

Becoming a well-informed buyer is important in the lending process. Our residential loan officers are here to help educate you on issues relating to homeownership through seminars and workshops.

Homebuyer Education

* Subject to credit approval and limited to properties located in Washington, Oregon, Idaho or California. View a list of Banner Bank'sMortgage Loan Originators National Mortgage Licensing System ID numbers.