James Pham

NMLS# 2463678Residential Loan Officer

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About

Residential Loan Officer James Pham has been a part of the banking industry since 2017, and he made the move to the mortgage side of the business in 2023. He enjoys helping people achieve their dreams of homeownership—and he values knowing that owning a home helps families build generational wealth and helps communities grow stronger. First-time homebuyers are some of his favorite clients, and he appreciates being able to share his knowledge and answer questions. A man of many hobbies, James especially enjoys graphic design and photography, including real estate photography.

Ready to learn more about your mortgage options? Give James a call.

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Build your dream home

Building or renovating your home is easier than ever with our All-in-One Custom Construction Loan. Short term construction, renovation costs and permanent financing are rolled into one loan with one set of closing costs.

Custom Construction Loans

Answering your homebuying questions

Becoming a well-informed buyer is important in the lending process. Our residential loan officers are here to answer your home financing questions and prepare you for homeownership through our seminars and workshops.

Homebuyer Education

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FHA & VA Home Loans

Federal Housing Administration (FHA) and VA loans offer competitive rates and low down payments. Learn more about these government loan options.

FHA & VA Home Loans

* Subject to credit approval and limited to properties located in Washington, Oregon, Idaho or California. View a list of Banner Bank'sMortgage Loan Originators National Mortgage Licensing System ID numbers.