James Pham

NMLS# 2463678Residential Loan Officer

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About

Residential Loan Officer James Pham has been a part of the banking industry since 2017, and he made the move to the mortgage side of the business in 2023. He enjoys helping people achieve their dreams of homeownership—and he values knowing that owning a home helps families build generational wealth and helps communities grow stronger. First-time homebuyers are some of his favorite clients, and he appreciates being able to share his knowledge and answer questions. A man of many hobbies, James especially enjoys graphic design and photography, including real estate photography.

Ready to learn more about your mortgage options? Give James a call.

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Explore your homeownership options.

Federal Housing Administration (FHA) loans offer competitive rates and low down payments. Learn more about this and other government loan options.

Veterans Home Loans

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Build your dream home.

Building or renovating your home is easier than ever with our All-in-One Custom Construction Loan. Short term construction, renovation costs and permanent financing are rolled into one loan with one set of closing costs.

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Your home can help you achieve your dreams.

Have major expenses on the horizon, like a remodel or college tuition? As a homeowner, you can borrow against the equity in your home while keeping your first mortgage intact. Ask us how a home equity loan (also known as a second mortgage) can help.

Explore Home Equity Loans