Ricardo Gonzalez Professional Headshot

Ricardo Gonzalez

NMLS# 1850305Residential Loan Officer, Se habla español

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About

When Ricardo Gonzalez began his banking career in 2014, he took a service mindset with every client interaction. Today, he uses a people-first approach, coupled with the knowledge he's gained over the years, to help clients navigate the emotions that come with financing a home purchase. He strives to make the process exciting and effortless, so his clients can fully enjoy achieving one of life's greatest goals: homeownership. He's also fluent in Spanish, allowing him to serve clients in the dialect they're most comfortable with.

His personal philosophy—to make the most of all the time you have—drives him to give people a smile whenever he can. Whether it's opening a door for someone or taking the time to talk with a friend, he believes that little things have the power to make the world a better place. This approach has earned him professional accolades, including three Banner's Best awards.

Ready to start your homebuying journey? Give Ricardo a call today.


Cuando Ricardo Gonzalez comenzó su carrera en el sector bancario en 2014, adoptó una filosofía de servicio en cada interacción con sus clientes. Actualmente, utiliza un enfoque que da prioridad a las personas combinado con la experiencia que ha ganado a lo largo de los años para ayudar a sus clientes a navegar el conjunto de emociones que implican financiar la compra de una vivienda. Ricardo hace que el proceso sea fácil y emocionante para que sus clientes puedan disfrutar lo que significa alcanzar una de las principales metas en la vida: ser propietario de una vivienda.

"Aprovechar todo el tiempo que se tenga" es su filosofía personal, y lo impulsa a poner una sonrisa en las caras de sus clientes siempre que puede, ya sea al abrir una puerta para alguien o al dedicar tiempo para hablar con un amigo; para Ricardo, son las pequeñas cosas las que hacen del mundo un lugar mejor. Este enfoque lo ha llevado a ganar premios, incluidos tres galardones Banner's Best.

¿Listo para comenzar tu aventura de comprar una vivienda? Llama a Ricardo hoy mismo.

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Government loan options

Federal Housing Administration (FHA) loans have been helping people become homeowners since 1934. These loans offer favorable rates and low down payment requirements.

Government Loans
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Buy your first home

If you’ve never bought a home or haven’t owned one in recent years, let us walk you through the process. Our specialists will listen to you, explain the options and help you find the best home loan for your situation.

First-Time Homebuyers
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Freedom from high interest rates

Refinancing is an ideal way to lower your monthly payment, finance home improvements and to consolidate your debt. Our specialists can help you determine if now is the right time to refinance.

Home Refinance

Services

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Cash-Out Refinance
Down Payment Assistance
Pre-Qualification
Mortgage Rates
Fixed Rate Loans
Adjustable Rate Loans
Vacation/Second Homes
Investment Properties
Land Loans
Home Equity Line Of Credit (Heloc)
Community Land Trust

Mortgage Calculators

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Mortgage Calculator

Enter your loan amount and interest rate to calculate your estimated monthly payment.

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Rent vs. Buy a Home

The decision to buy a home is an important one. Our Rent vs. Buy Calculator helps you weigh your options.

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15 vs. 30 Year Mortgage

Paying less interest vs. having a lower monthly payment. There’s much to consider when it comes to the length of your loan.

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Mortgage Refinance

Interest rates are just one factor in determining if a refinance is right for you.