When Ricardo Gonzalez began his banking career in 2014, he took a service mindset with every client interaction. Today, he uses a people-first approach, coupled with the knowledge he's gained over the years, to help clients navigate the emotions that come with financing a home purchase. He strives to make the process exciting and effortless, so his clients can fully enjoy achieving one of life's greatest goals: homeownership. He's also fluent in Spanish, allowing him to serve clients in the dialect they're most comfortable with.
His personal philosophy—to make the most of all the time you have—drives him to give people a smile whenever he can. Whether it's opening a door for someone or taking the time to talk with a friend, he believes that little things have the power to make the world a better place. This approach has earned him professional accolades, including three Banner's Best awards.
Ready to start your homebuying journey? Give Ricardo a call today.
Our Community Heroes program aims to counteract the rising cost of housing by making financing accessible and affordable for frontline professionals. We’re honored to help neighbors become homeowners.
Buying your first home is a exciting decision. Our specialists are here to learn about your homeownership goals and assist you with financing options that are right for you.
If you are looking for a government home loan, we have you covered with our wide range of loan options. FHA Loans, VA Loans and USDA Rural Loans offer favorable rates and low down payment requirements.
- Purchase
- Refinance
- Cash-out Refinance
- Down Payment Assistance
- Pre-qualification
- Pre-approval
- Mortgage Rates
- Fixed Rate Loans
- Adjustable Rate Loans
- Vacation/Second Homes
- Investment Properties
- Land Loans
- Home Equity Line of Credit (HELOC)
- Community Land Trust
Mortgage CalculatorEnter your loan amount and interest rate to calculate your estimated monthly payment.
Rent vs. Buy a HomeThe decision to buy a home is an important one. Our Rent vs. Buy Calculator helps you weigh your options.
15 vs. 30 Year MortgagePaying less interest vs. having a lower monthly payment. There’s much to consider when it comes to the length of your loan.
Mortgage RefinanceInterest rates are just one factor in determining if a refinance is right for you.
